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Smaller loans from £25,000 - £100,000
Whether you are an entrepreneur wishing to start your own business, or an early stage or more established small business looking to grow you may find it difficult obtaining the finance you need.
Smaller loans can be used to fill the funding gap for growth and development projects.
How to apply
- Go to the fund manager’s website by clicking the box below.
- Make an enquiry directly to the fund manager.
- The fund manager will contact you to talk through your funding requirement.
- The fund manager may ask for more information and a formal application or pitch deck.
- The fund manager will evaluate your application and make the investment decision.
Have a question? Read our Frequently Asked Questions.
Funds Available
Smaller Loans, £25,000 - £100,000 (North West - Liverpool City Region, Lancashire, Cumbria)
River Capital WebsiteSmaller Loans, £25,000 - £100,000 (North West - Cheshire and Warrington, Greater Manchester)
GC Business Finance WebsiteSmaller Loans, £25,000 - £100,000 (North East)
NEL WebsiteSmaller Loans, £25,000 - £100,000 (Yorkshire & the Humber)
BEF WebsiteLatest News from the Northern Powerhouse Investment Fund II
Press release

Blog post
Northern Powerhouse Investment Fund II Success Stories
Synergy Health
Synergy Health received a five-figure investment from NPIF II – River Capital & GC Business Finance Smaller Loans, which is managed by the consortium as part of the Northern Powerhouse Investment Fund II.

Moxie Financial
Simplify Business Services Limited, trading as Moxie Financials received £50,000 from NPIF II – River Capital & GC Business Finance Smaller Loans, which is managed by the consortium as part of the Northern Powerhouse Investment Fund II.

Salesfire
Salesfire – a Middlesbrough company whose platform helps e-commerce stores to increase sales - has raised a further £2.75m from NPIF II – Mercia Equity Finance, which is managed by Mercia Ventures as part of the Northern Powerhouse Investment Fund II (NPIF II).
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