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Smaller loans from £25,000 - £100,000
Whether you are an entrepreneur wishing to start your own business, or an early stage or more established small business looking to grow you may find it difficult obtaining the finance you need.
Smaller loans can be used to fill the funding gap for growth and development projects.
How to apply
- Go to the fund manager’s website by clicking the box below.
- Make an enquiry directly to the fund manager.
- The fund manager will contact you to talk through your funding requirement.
- The fund manager may ask for more information and a formal application or pitch deck.
- The fund manager will evaluate your application and make the investment decision.
Have a question? Read our Frequently Asked Questions.
Funds Available
Smaller Loans, £25,000 - £100,000 (North West - Liverpool City Region, Lancashire, Cumbria)
River Capital Website Smaller Loans, £25,000 - £100,000 (North West - Cheshire and Warrington, Greater Manchester)
GC Business Finance Website Smaller Loans, £25,000 - £100,000 (North East)
NEL Website Smaller Loans, £25,000 - £100,000 (Yorkshire & the Humber)
BEF WebsiteLatest News from the Northern Powerhouse Investment Fund II
Blog post
Press release
Northern Powerhouse Investment Fund II in the news
Lancashire mass safety communications company raises seven-figure NPIF II investment
10 July 2025
A Lancashire communications tech business has raised a seven-figure investment from the Northern Powerhouse Investment Fund II, as it further expands in the UK, US and Europe.
Learn more about Lancashire mass safety communications company raises seven-figure NPIF II investmentNEL Fund Managers backs female-led gourmet deli Awesome Franks with NPIF II investment
23 June 2025
NPIF II – NEL Smaller Loans, which is managed by NEL Fund Managers as part of the Northern Powerhouse Investment Fund II has announced a five-figure investment into Awesome Franks, a gourmet sandwich and deli concept set to open in Jesmond next month.
Learn more about NEL Fund Managers backs female-led gourmet deli Awesome Franks with NPIF II investmentEntrepreneurs launch new venture to reshape hospitality recruitment
18 June 2025
The entrepreneurs behind two of the UK’s most successful hospitality tech businesses have joined forces to launch a new venture that aims to reshape hospitality recruitment.
Learn more about Entrepreneurs launch new venture to reshape hospitality recruitmentNorthern Powerhouse Investment Fund II Success Stories
Synergy Health
Synergy Health received a five-figure investment from NPIF II – River Capital & GC Business Finance Smaller Loans, which is managed by the consortium as part of the Northern Powerhouse Investment Fund II.
Moxie Financial
Simplify Business Services Limited, trading as Moxie Financials received £50,000 from NPIF II – River Capital & GC Business Finance Smaller Loans, which is managed by the consortium as part of the Northern Powerhouse Investment Fund II.
Salesfire
Salesfire – a Middlesbrough company whose platform helps e-commerce stores to increase sales - has raised a further £2.75m from NPIF II – Mercia Equity Finance, which is managed by Mercia Ventures as part of the Northern Powerhouse Investment Fund II (NPIF II).
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