Debt finance

Learn about our range of debt programmes

Learn about our debt programmes

Business loans are one of the most common ways smaller businesses will access finance.

Through our range of debt programmes, we're committed to ensuring UK businesses have the support they need to survive and thrive.

Our programmes

Open for applications

Bank Referral Scheme

The Bank Referral Scheme helps businesses by referring them to the right lender when they have been unsuccessful in finding a lending facility. Learn how it can help.

Learn more about the bank referral scheme
Open for applications

Community Enable Funding Programme

The British Business Bank’s Community ENABLE Funding (CEF) Programme is here to help social impact ‘non for profit’ lenders - like Community Development Finance Institutions (CDFIs) - access more funding and reduce financial constraints. This means they can better support small and medium-sized enterprises (SMEs), especially those in underserved communities, by increasing the availability of finance.

Learn more about the Community Enable Funding Programme
Open for applications

FinTech

We are continuing to engage actively with market participants, seeking appropriate opportunities in the FinTech alternative lending sector.

Learn more about FinTech
Open for applications

Debt Funds

We focus our efforts on supporting established as well as emerging managers raising funds that lend to smaller, generally higher growth, companies with revenues of up to £100m

Learn more about Debt Funds
Open for applications

ENABLE Programmes

Find out about our ENABLE Programmes and how we support financial institutions to unlock more lending for smaller businesses.

Learn more about ENABLE Programmes
Open for applications

Growth Guarantee Scheme (GGS)

The Growth Guarantee Scheme is the successor to the Recovery Loan Scheme. It is designed to support access to finance for UK smaller businesses as they look to invest and grow, and was launched with accredited lenders on 1st July 2024.

Learn more about the Growth Guarantee Scheme

Our Nations and Regions Investment Funds

Our Nations and Regions Investment Funds offer businesses a range of commercial finance options, including Smaller Loans and Debt Finance from £25,000 up to £2 million.

Nations and Regions Investment Funds

Additional support

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