Finance options for smaller businesses

Finance Hub

Understand and identify suitable finance options to help your business with our Finance Hub.

Developed in conjunction with editorial partners from across the finance industry, the Finance Hub is an independent information hub designed to help your business, whether you’re looking to survive, recover or grow.

Use our simple six-step finance finder and interactive content to learn more about finance and discover finance options that could help your business.

Learn more about the Finance Hub

 

Start Up Loans

Working with a national network of delivery partners, Start Up Loans provides government-backed, unsecured personal loans from £500 to £25,000 to start or grow a new business.

In addition to funding, Start Up Loans provides 12 months of free mentoring to successful loan recipients, as well as exclusive discounts on many business products.

During the application process, applicants can get free support and guidance in writing a business plan and creating a cash flow forecast.

Learn more about Start Up Loans

 

Finance finder tools

A new, improved tool on the GOV.UK website provides information on grants and schemes provided by the public sector.

For further advice on finance options for your business, please call the Business Support Helpline on 0800 998 1098, Monday to Friday, 9am to 6pm.

The Chartered Institute of Credit Management have produced a set of guides looking at all aspects of cash management.

Advice and guides

The Business Finance Advice Scheme helps small and medium-sized enterprises find qualified accountants access high-quality, independent, finance advice. You can find an expert finance adviser in your local area by searching the directories of the three participating accountancy bodies:

The Institute of Chartered Accountants in England & Wales (ICAEW)

The Association of Chartered Certified Accountants (ACCA)

The Institute of Chartered Accountants of Scotland (ICAS)

ICAS have also compiled a useful guide to starting a business in Scotland, which you can access on its website

HMRC also provides useful guides on topics related to business and investment on its web learning portal and website:

Starting your own business

Self-employed business expenses

Becoming an employer

Investment schemes