Understand your finance options

If you have a growing business, there’s an external finance option to match your ambition.

External finance is any funding you obtain from outside your business. It can come from friends and family, from a traditional bank or even from an investor.

On this page, we help you understand what external finance options are available and how they could help your business grow.

Equity and debt finance

Finance options can be grouped into two categories – equity and debt.

Equity finance is where a business sells shares to raise money. Debt finance is where a business borrows money from a lender, and then pays it back with interest.

Reference to any organisation, business and event on this page does not constitute an endorsement or recommendation from the British Business Bank or the UK Government. Whilst we make reasonable efforts to keep the information on this page up to date, we do not guarantee or warrant (implied or otherwise) that it is current, accurate or complete. The information is intended for general information purposes only and does not take into account your personal situation, nor does it constitute legal, financial, tax or other professional advice. You should always consider whether the information is applicable to your particular circumstances and, where appropriate, seek professional or specialist advice or support.

Making business finance work for you

Our Making business finance work for you guide is designed to help you make an informed choice about accessing the right type of finance for you and your business.

Read the guide to making business finance work for you

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