BCRS Business Loans

British Business Bank programme: Enterprise Finance Guarantee

Who we are

BCRS Business Loans is a lender and manager of funds to provide access to finance for SMEs through our Business Loan Funds.

We have a single product of fixed rate term loans to viable businesses ranging from £10,000 to £150,000.

Why we are here

Our loan funds has been especially designed to meet the needs of West Midland’s based businesses that are unable to get loans from traditional sources such as banks.

We understand that getting business finance can sometimes be a problem. Lack of track record,
unreasonable security arrangements, past financial problems or simply not meeting conventional credit scoring methods may be hindering the process.

We don’t use impersonal computerised credit scoring and you will be able to talk to and meet one of our Business Development & Lending Managers to develop your loan application.

We offer loans to businesses making a positive contribution to the economic well-being of the West Midlands.

What we do

Small businesses are at the heart of what we do.

We believe in what they do.

We genuinely love helping small businesses achieve their goals. Seeing them grow. Supporting the people who work there and the communities they serve.

And with no shareholders to support and with people who really understand the business of business, we can support them in ways few other funders can.

With funding. With support. With real belief.

And we do this when others can’t. Or won’t. In a way they don’t.

It is banking like it used to be. Personable. Accessible. Reliable. Hands on, not hands off.

There is nothing fancy about the way we like to do business. We are honest and genuine, straightforward and personable. And we share a common passion-to liberate businesses, their owners and their people to grow and develop and to achieve their goals.

For us no viable business should go unsupported.


BCRS offer the Term Loans variant.

Find out more about BCRS Business Loans

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